In 2007, over forty-two thousand people entered into Individual Voluntary Arrangements. 'IVA.co.uk: Real Life IVA Stories' takes the reader through the entire IVA process step-by-step, from finding the origins of the debt problem and talking to friends and family, to seeking professional advice and seeing through five years of budgeting.
At each stage, Andy Davie tells his own story alongside firsthand accounts from others and expert advice from professionals. Every element is dealt with thoroughly with each topic explained in layman’s terms and rounded off with a look into real cases with comments, anecdotes and practical advice from debtors, insolvency practitioners and other financial experts.
Written in plain English, IVA.co.uk: Real Life IVA Stories tackles the financial, emotional and practical highs and lows debtors will face when embarking upon an IVA.
What others are saying about ‘IVA.co.uk: Real Life IVA Stories’
“A very informative read from someone who shows a lot of empathy with people facing financial difficulties.”
-- Mark Allen, Grant Thornton UK LLP
“At last a book written by a real person for real people! Andy Davie’s inspiring story recounts the events which can lead to unaffordable debt, the difficulties this can cause with a family unit, and importantly the positive steps which can be taken to deal with one’s debt demons along the road to financial recovery.”
-- Melanie R Giles, Licensed Insolvency Practitioner
About the Author
Andy Davie entered into an IVA in 2002 after his grocery shop ran into difficulties. His experience in his IVA and desire to help others led him to become an industry recognised expert, championing the plight of people in debt. He is the site manager for IVA.co.uk, a community site that has over 6,000 members, and he regularly hosts events around the country helping people deal with their debt problems.
Introduction; What is an IVA?; Chapter 1.
The Debt Spiral; Chapter 2.
Finding a solution; Chapter 3.
Submitting an IVA proposal; Chapter 4.
Making your IVA a success;
Conclusion;
Glossary.
FEEDBACK
dan Feedback: Andy was very helpful and very quick to answer any questions i had via email and phone. i ...
more 02 March 2010
Michelle UdenFeedback: Thanks Andy for your help at a very difficult time. Spoke to Andy for the first time in S ...
more 02 March 2010
KrisFeedback: Louise and I can't thank You and Vincent Bond's associates enough!
Thanks to your supp ...
more 01 March 2010
anthony perryFeedback: i had spoken to other people about my problem i was so unclear what to do, then i spoke t ...
more 28 February 2010
GraemeFeedback: Thanks Andy, life is so much better I am glad I found your company got my life back on lin ...
more 26 February 2010
Paul GartyFeedback: I am more than happy with the staff I have dealt with ,very professional and courteous if ...
more 26 February 2010
suzanne millsFeedback: Brilliant service, professional and were good at reassuring me through a very difficult an ...
more 24 February 2010
