In 2007, over forty-two thousand people entered into Individual Voluntary Arrangements. 'IVA.co.uk: Real Life IVA Stories' takes the reader through the entire IVA process step-by-step, from finding the origins of the debt problem and talking to friends and family, to seeking professional advice and seeing through five years of budgeting.
At each stage, Andy Davie tells his own story alongside firsthand accounts from others and expert advice from professionals. Every element is dealt with thoroughly with each topic explained in layman’s terms and rounded off with a look into real cases with comments, anecdotes and practical advice from debtors, insolvency practitioners and other financial experts.
Written in plain English, IVA.co.uk: Real Life IVA Stories tackles the financial, emotional and practical highs and lows debtors will face when embarking upon an IVA.
What others are saying about ‘IVA.co.uk: Real Life IVA Stories’
“A very informative read from someone who shows a lot of empathy with people facing financial difficulties.”
-- Mark Allen, Grant Thornton UK LLP
“At last a book written by a real person for real people! Andy Davie’s inspiring story recounts the events which can lead to unaffordable debt, the difficulties this can cause with a family unit, and importantly the positive steps which can be taken to deal with one’s debt demons along the road to financial recovery.”
-- Melanie R Giles, Licensed Insolvency Practitioner
About the Author
Andy Davie entered into an IVA in 2002 after his grocery shop ran into difficulties. His experience in his IVA and desire to help others led him to become an industry recognised expert, championing the plight of people in debt. He is the site manager for IVA.co.uk, a community site that has over 6,000 members, and he regularly hosts events around the country helping people deal with their debt problems.
Introduction; What is an IVA?; Chapter 1.
The Debt Spiral; Chapter 2.
Finding a solution; Chapter 3.
Submitting an IVA proposal; Chapter 4.
Making your IVA a success;
Conclusion;
Glossary.
FEEDBACK
Thomas EmmettFeedback: Well our IVA was approved earlier this week, and what a relief. Andy was very easy to talk ...
more 20 January 2012
Ian BFeedback:
Sorry it has taken so long to get in touch. Your information was brilliant ...
more 19 January 2012
Anita IdeFeedback: I would just like to say thank you for the excellent service we received. Without Andy & ...
more 03 January 2012
AndrewFeedback: Andy was fantastic and gave me succinct and accurate advice - my IVA was accepted today a ...
more 23 December 2011
JazFeedback: I first contacted Andy around 5 weeks ago when i put pen to paper and realized my finances ...
more 15 December 2011
CarolynFeedback: Making that first step towards a debt solution was the hardest part when we realised that ...
more 09 December 2011
David TarryFeedback: You probably don’t even recall speaking to us back in February 2010, but at the time you a ...
more 30 November 2011
