In 2007, over forty-two thousand people entered into Individual Voluntary Arrangements. 'IVA.co.uk: Real Life IVA Stories' takes the reader through the entire IVA process step-by-step, from finding the origins of the debt problem and talking to friends and family, to seeking professional advice and seeing through five years of budgeting.
At each stage, Andy Davie tells his own story alongside firsthand accounts from others and expert advice from professionals. Every element is dealt with thoroughly with each topic explained in layman’s terms and rounded off with a look into real cases with comments, anecdotes and practical advice from debtors, insolvency practitioners and other financial experts.
Written in plain English, IVA.co.uk: Real Life IVA Stories tackles the financial, emotional and practical highs and lows debtors will face when embarking upon an IVA.
What others are saying about ‘IVA.co.uk: Real Life IVA Stories’
“A very informative read from someone who shows a lot of empathy with people facing financial difficulties.”
-- Mark Allen, Grant Thornton UK LLP
“At last a book written by a real person for real people! Andy Davie’s inspiring story recounts the events which can lead to unaffordable debt, the difficulties this can cause with a family unit, and importantly the positive steps which can be taken to deal with one’s debt demons along the road to financial recovery.”
-- Melanie R Giles, Licensed Insolvency Practitioner
About the Author
Andy Davie entered into an IVA in 2002 after his grocery shop ran into difficulties. His experience in his IVA and desire to help others led him to become an industry recognised expert, championing the plight of people in debt. He is the site manager for IVA.co.uk, a community site that has over 6,000 members, and he regularly hosts events around the country helping people deal with their debt problems.
Introduction; What is an IVA?; Chapter 1.
The Debt Spiral; Chapter 2.
Finding a solution; Chapter 3.
Submitting an IVA proposal; Chapter 4.
Making your IVA a success;
Conclusion;
Glossary.
FEEDBACK
MartinFeedback: My IVA has been accepted and I would like to thank Andy Davie and Leigh Nixon for all thei ...
more 25 June 2010
Wayne DaviesFeedback: Spoke to Andy earlier this evening about my situation as i was feeling extremely anxious ...
more 22 June 2010
Rob FordFeedback: I am now debt free hallelujah. I can highly recommend Andy and his organisation.
From ...
more 17 June 2010
David TFeedback: Professional, personable and a realistic attitude to what could be achieved and perhaps mo ...
more 03 June 2010
Moses MushekwaFeedback: I could not have found a better personalised,informative and quick service of support and ...
more 03 June 2010
Jackie BFeedback: Thank you so much Andy for your online support. Even though I'm not a client you were sti ...
more 30 May 2010
JackieFeedback: Hi Andy, you probably won't remember but I came online late one night in January and asked ...
more 28 May 2010
